Trudeau government has spent most money per person per year in Canadian history
The Liberal government is on track to log the five highest years of per-person spending in Canadian history, according to a new report. Between 2018 and 2022, the report says, the Liberal government under Justin Trudeau has spent from $10,422 per person in 2018, to a peak of $19,208 in […]
Tax Tips For Newcomers To Canada
Filing taxes is an important part of living in Canada, and if you’re a resident of the country then you probably already know that tax season has arrived. When’s the 2023 tax filing deadline for Canada? The deadline for Canadians to file their 2022 income tax and benefit return is April 30, 2023. However, […]
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the new tax brackets for 2023
In 2022, Canadians experienced high inflation as shifts in the global economy began to settle. Canada’s tax brackets are indexed and adjusted to account for inflation. Any Canadians earning less than $53,359 in taxable income per year (but above the basic personal amount of $15,000) will be subject to the base 15% tax […]
Bank of Canada holds key interest rate
The Bank of Canada maintained its policy rate at 4.5 per cent, following eight consecutive rate hikes since March. The pause was signalled by the central bank in January, in order to assess the full impacts its monetary policy is having on the Canadian economy. The current inflation […]
5 Mortgage Myths Debunked
5 Mortgage Myths Debunked Myth #1: Find a home first, then worry about financing. This is a very painful lesson for many first-time buyers who fall in love with a home only to learn they can’t qualify. That’s why it’s important to consult with a lender before you embark on […]
What Is Title Insurance?
What Is Title Insurance? Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender’s title insurance, which the borrower purchases to protect the lender. The other type is owner’s title insurance, […]
What Is an ETF?
What Is an ETF? An exchange-traded fund, ETF for short, is an investment fund that lets you buy a large basket of individual stocks or government and corporate bonds in one purchase. ETF share prices fluctuate all day as the ETF is bought and sold; this is different from mutual […]
What is life insurance?
What is life insurance? Life insurance is a protective policy that helps your family recover financially after loss. You pay monthly premiums to an insurer, with rates based on your risk of dying according to actuarial tables. In exchange, if you die during the period your policy is active, your […]
?What is life insurance
What is life insurance? Life insurance is a protective policy that helps your family recover financially after loss. You pay monthly premiums to an insurer, with rates based on your risk of dying according to actuarial tables. In exchange, if you die during the period your policy is active, your […]
?What Is an ETF
What Is an ETF? An exchange-traded fund, ETF for short, is an investment fund that lets you buy a large basket of individual stocks or government and corporate bonds in one purchase. ETF share prices fluctuate all day as the ETF is bought and sold; this is different from mutual […]