Hafez Financial Services

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Month: April 2021

?What is life insurance

What is life insurance? Life insurance is a protective policy that helps your family recover financially after loss. You pay monthly premiums to an insurer, with rates based on your risk of dying according to actuarial tables. In exchange, if you die during the period your policy is active, your […]

?What Is an ETF

What Is an ETF? An exchange-traded fund, ETF for short, is an investment fund that lets you buy a large basket of individual stocks or government and corporate bonds in one purchase. ETF share prices fluctuate all day as the ETF is bought and sold; this is different from mutual […]

What Is Title Insurance?

  What Is Title Insurance? Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender’s title insurance, which the borrower purchases to protect the lender. The […]

5 Mortgage Myths Debunked

5 Mortgage Myths Debunked Myth #1: Find a home first, then worry about financing. This is a very painful lesson for many first-time buyers who fall in love with a home only to learn they can’t qualify. That’s why it’s important to consult with a lender before you embark on […]